Commercial Auto Insurance

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Commercial Auto Insurance

We understand that safe drivers and dependable vehicles play a critical role in your company's success. You use vehicles to provide mobility to your employees, equipment, and products. But road conditions, weather, and other drivers are out of your control. Just like the insurance on your own car, commercial auto insurance is there to provide coverage for you and your business.

Whether you manage just a few pickups or a full fleet of box trucks, you'll find flexible coverage that works for your company. Our customizable coverage can include:

Coverage	Coverage for ...
Bodily Injury	other people's bodily injuries or death for which you are responsible
Property Damage	damages to someone else's property for which you are responsible
Collision	your vehicle when your car hits, or is hit by, another vehicle
Comprehensive	your vehicle for losses resulting from incidents other than collision
Uninsured/Underinsured Motorist	you for bodily injuries, damages, or death caused by an at-fault uninsured or underinsured driver
Medical Payments	medical expenses to you and your passengers injured in an accident
Hired Auto	autos you borrow or rent
Non-Ownership	employees using their cars for the business

Commercial Auto is very similar to your personal insurance. The coverage is almost identical, although there are insurers that specialize in commercial auto accounts.

Many times we can combine business insurance policies with commercial autos to get you even lower premiums. Here are some of the types of businesses we insure today that utilize commercial vehicle insurance:

• Contractors

• Wholesale Distributors

• Restaurant / Food Delivery

• Pizza Delivery (Hired / Non-Owned Policies)

• Manufacturers

• Truckers (Medium, Large, Heavy and Tractor Trucks)

• Fleets for Sales Teams

• Couriers

With just a short conversation, we can quickly determine the best solution for your business. We pride ourselves in being knowledgeable AND fast!

To learn more about our comprehensive commercial auto policy provisions or to benefit from our world class Claims and Loss Control professionals, please contact your Farmers agent.